Welcome to Noble Guardian Insurance Solutions

Your local Grass Valley health insurance agency, here to walk you through Medicare, individual, family, and small business health insurance.

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Serving Families Across Nevada County

Your Local Partner for Health Insurance & Medicare

Finding the right health insurance shouldn’t feel overwhelming. At Noble Guardian Insurance Solutions in Grass Valley, we sit down with you like a neighbor would—listening first, then walking you through your Medicare, individual, family, small group, dental, or vision options step by step. Serving Nevada County and surrounding communities, we focus on making health coverage clear, approachable, and personal.

Medicare Plans

Our specialty, helping you understand Parts A, B, C, and D, plus supplemental coverage.

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Health Insurance for Individuals & Families

Flexible options for single households or families with dependents.

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Small Business (Group) Health Insurance

Support for local employers who want to offer meaningful benefits.

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Why Choose Noble Guardian?

Local Expertise, Personal Support

Insurance isn’t just paperwork—it’s about people. Lacey, the founder of Noble Guardian Insurance Solutions, has worked in the industry since 2004, including time with an Independent Physician Association that gave her insight from both the provider and patient sides. That perspective, combined with her deep roots in Nevada County—and the welcoming presence of her office pup, Kona—shapes the way she serves each client.

  • Local expertise – born and raised in Grass Valley.

  • We work for you – not for one insurance company.

  • Experienced guidance – nearly two decades of hands-on support.

  • Community trusted – built through word-of-mouth referrals and relationships with local doctors.

Trusted Names, Flexible Options

Plans from Leading Insurance Providers

We’re proud to connect you with plans from leading providers, including Blue Shield of California, Anthem Blue Cross, UnitedHealthcare, Humana, Health Net, Delta Dental, Beam Dental, and VSP. Having options matters—our role is helping you compare them in a way that makes sense for your life and budget.

Guidance You Can Count On

Frequently Asked Questions

  • Do you only serve Grass Valley?

    No—while our office is in Grass Valley, we also help neighbors across Nevada County, including Penn Valley, Nevada City, and Rough and Ready. We can also assist clients anywhere in California by phone.

  • What types of insurance do you offer?

    We specialize in Medicare plans, individual and family health insurance, small business health coverage, plus dental and vision insurance. Our role is to explain the differences and help you choose what fits best.

  • Do you charge a fee for your services?

    No. As licensed brokers, we’re paid by the insurance carriers, not by our clients. You’ll never pay us a fee to get help choosing or enrolling in coverage.

  • How do I get started?

    The easiest way is to call us at 530-272-9000 during business hours (Monday–Friday, 9–5). If you prefer, you can also send us a note through our contact form and let us know the best time to call you back.

  • Can you tell me which Medicare plan is best?

    We can’t say one plan is best for everyone—it depends on your needs, doctors, and prescriptions. What we can do is sit down together, compare the options available in your area, and help you understand how each one works. That way, you can make the choice that feels right for you.